In most cases, you are going to have to shop whether you want to or not. Do yourself a favour and make a list of all the things you need to buy and do your best to stick to it.
Budgets tend to make people feel limited, which is exactly what we need during this time of year. By budgeting, you will have greater control over your finances and a better idea of what you can and can’t do with your money.
Are you having a tough time keeping track of your expenses, money, and credit cards? There are plenty of apps out there designed to help you keep everything in check! Here are the ones that we really love: Mint, Pocket Expense, Household Account Book)
Are you feeling a sudden urge to click on your Takealot cart and going through with your purchase? How about giving yourself a bit of time? We recommend sleeping on it to evaluate how you feel about it the next day.
Many Things Are Returnable
Have you ever kept an item you later didn’t want because you were too ashamed to return it? Almost every store or retailer allows free returns (check your receipt!), so if you are having second thoughts on a purchase, take it back.